As a financial planner and money coach, I work with couples, individuals and small business owners on many different financial issues. My main focus, though is on helping them get smart, comfortable and focused with money so they can stop wondering and worrying about financial decisions and have peace of mind that they are on track.

Send me a message via the contact page or call me at 800-716-0674 to schedule an intro call and learn how I can help you.


Here are some of the ways I work with clients:


With money coaching, we work together to identify where you want to go with your financial life, where you are now and the steps you need to bridge the gap.  I’m your guide to help you understand your money mindset, your teacher to help you build practical financial management skills and your accountability partner to help you take constructive action and follow through.  We can meet in person, over the phone or by Skype.

Send me a message or call me at 800-716-0674 to schedule an intro call and learn how I can help you.

Due to regulatory restrictions, money coaching sessions do not include specific investment recommendations. For investment guidance, see my  Financial Life Planning services below.



Available to residents of Illinois and Ohio and in some other states when permitted by law (ask me if I can help you),  financial life planning services can include both money coaching services and specific investment recommendations. Engagements are customized to your needs. Learn more about these services through my Kinkelaar & Associates website.


I hold special topic seminars, webinars, and online classes throughout the year, covering a variety of subjects that are often based on requests I receive from clients and blog readers. I will make special announcements on the home page when an event is scheduled, but to make sure you don’t miss an upcoming event, you can join the Speak of Money Insider’s list (sign up below) to receive updates.

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Questions? Send me a message or call 800-716-0674 to schedule an intro call and learn how I can help you.